First National Credit Card
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When you are the kind of traveler that is always looking for the next best tool to add to your arsenal that will help with gaining more rewards and points, you should take a look at the First National Credit Card-Graphite American Express. There is also another alternative to the First National Credit Card which is the First National Credit Card-Maximum Rewards Platinum Visa. With the Platinum version you would be able to also gain one and a half points for each dollar that you spend. Your points could be used to redeemed for cash, gift cards, merchandise and airline tickets.
First National of Omaha happens to be offering two different cards connected with American Express which are the two that were mentioned briefly above. If you are looking for a card that will really provide you much more over the long run, we suggest checking out the First National Credit Card-Graphite American Express. The First National Credit Card-Graphite American Express offers no annual fee for the first year which gives you a nice break. After the first year, your annual fee is only $99 which will be considered nothing when you have had a year to really analyze the benefits of the First National Credit Card-Graphite American Express and how good it is for you and your lifestyle. No matter which of the two First National Credit Card options with Amex that you choose, you will be able to redeem a cash back bonus reward. If you choose the First National Credit Card-Maximum Rewards Platinum Visa you get only $50 back when you use the card for at least $500 worth of purchases within the first six months. If you choose the First National Credit Card-Graphite American Express you will get bigger cash back of $100 when you spend at least $1,000 using your First National Credit Card-Graphite American Express.
Whether you choose the platinum or the Graphite card, you will benefit 2% back on gas and groceries purchased using the card. For everything else that you purchase with your card you will gain 1% back. What's more cool is that they allow you to redeem the rewards in $25 payments each either by check or direct deposit into any bank that you would like as long as it is within the country. In order for the funds to be processed you have to initiate the process with the bank as they will not do it automatically. This makes sense because they won't be able to know exactly where you want the money sent unless you tell them, right?
The only thing that disappoints with the First National Credit Card-Graphite American Express is that the rewards and rebates do expire. You have three years from the time you collect the rebates before you need to use them or lose them. Other than that, you have no limit to the amount of rewards and rebates you could rack up within that time. For the savviest of people who know how to make the best use in the shortest time the First National Credit Card-Graphite American Express will be perfect and three years will go by in no time with them. For everyone else, the First National Credit Card-Graphite American Express is still a great option and should be checked out to see if it will fit your lifestyle needs.